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	<title>Comments on: Pag-ibig housing loan guidelines</title>
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	<link>http://realestate.cebunetwork.com/19/pag-ibig-housing-loan-guidelines/</link>
	<description>Properties in the paradise island</description>
	<lastBuildDate>Tue, 23 Feb 2010 10:12:22 +0000</lastBuildDate>
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		<title>By: greyz</title>
		<link>http://realestate.cebunetwork.com/19/pag-ibig-housing-loan-guidelines/comment-page-6/#comment-9552</link>
		<dc:creator>greyz</dc:creator>
		<pubDate>Mon, 22 Feb 2010 06:30:56 +0000</pubDate>
		<guid isPermaLink="false">http://realestate.cebunetwork.com/19/pag-ibig-housing-loan-guidelines/#comment-9552</guid>
		<description>hi..itatanong ko lang po sana kung pde pdin akong mg-avail ng housing loan khit na meron akong existing pag-ibig salary loan? salamat po.</description>
		<content:encoded><![CDATA[<p>hi..itatanong ko lang po sana kung pde pdin akong mg-avail ng housing loan khit na meron akong existing pag-ibig salary loan? salamat po.</p>
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		<title>By: judith</title>
		<link>http://realestate.cebunetwork.com/19/pag-ibig-housing-loan-guidelines/comment-page-6/#comment-9326</link>
		<dc:creator>judith</dc:creator>
		<pubDate>Tue, 16 Feb 2010 01:41:36 +0000</pubDate>
		<guid isPermaLink="false">http://realestate.cebunetwork.com/19/pag-ibig-housing-loan-guidelines/#comment-9326</guid>
		<description>hi,,actually gusto kong iparestructure un loan ko my 2 yrs na rin akong ngbabayad 2o yrs to pay siya...ofw ako ang yearly me umuuwi gusto ko syang gawin 5yrs lang and annual ang gusto kong settlement ng pagbabayad dahil with experiance ang hirap ipagkatiwala ng pagbabayad kahit sabihin mong sa pamilya mo pa...sad to say tuwing umuuwi ako at least 3mos un walang bayad knowing na monthly ako ng sesend ng pangbayad...i do hope u can reply me as soon as possible kz im&#039; going back on march and im eager to fix this so plz let me know the requirments for restructure.and is it possible ba na annual ang pagbabayad thanks...kz ala na namand direct bank from hk sayang nga kung pede ang direct payment mas secure.thnks a lot</description>
		<content:encoded><![CDATA[<p>hi,,actually gusto kong iparestructure un loan ko my 2 yrs na rin akong ngbabayad 2o yrs to pay siya&#8230;ofw ako ang yearly me umuuwi gusto ko syang gawin 5yrs lang and annual ang gusto kong settlement ng pagbabayad dahil with experiance ang hirap ipagkatiwala ng pagbabayad kahit sabihin mong sa pamilya mo pa&#8230;sad to say tuwing umuuwi ako at least 3mos un walang bayad knowing na monthly ako ng sesend ng pangbayad&#8230;i do hope u can reply me as soon as possible kz im&#8217; going back on march and im eager to fix this so plz let me know the requirments for restructure.and is it possible ba na annual ang pagbabayad thanks&#8230;kz ala na namand direct bank from hk sayang nga kung pede ang direct payment mas secure.thnks a lot</p>
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		<title>By: myra</title>
		<link>http://realestate.cebunetwork.com/19/pag-ibig-housing-loan-guidelines/comment-page-6/#comment-9300</link>
		<dc:creator>myra</dc:creator>
		<pubDate>Mon, 15 Feb 2010 04:11:51 +0000</pubDate>
		<guid isPermaLink="false">http://realestate.cebunetwork.com/19/pag-ibig-housing-loan-guidelines/#comment-9300</guid>
		<description>Gusto ko lng po mag-clarify regarding pag-ibig loan. I&#039;m planning to apply for a loan this month. But I have some question in my  mind. I am working here in makati city. I&#039;m planning to apply for Construction of House. But the place where I plan to construct a house is in our province. We have a lot there. Is it possible to apply a loan here in manila?
Hope you answers my question.</description>
		<content:encoded><![CDATA[<p>Gusto ko lng po mag-clarify regarding pag-ibig loan. I&#8217;m planning to apply for a loan this month. But I have some question in my  mind. I am working here in makati city. I&#8217;m planning to apply for Construction of House. But the place where I plan to construct a house is in our province. We have a lot there. Is it possible to apply a loan here in manila?<br />
Hope you answers my question.</p>
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		<title>By: Erwin Gimena</title>
		<link>http://realestate.cebunetwork.com/19/pag-ibig-housing-loan-guidelines/comment-page-6/#comment-9262</link>
		<dc:creator>Erwin Gimena</dc:creator>
		<pubDate>Sat, 13 Feb 2010 10:29:01 +0000</pubDate>
		<guid isPermaLink="false">http://realestate.cebunetwork.com/19/pag-ibig-housing-loan-guidelines/#comment-9262</guid>
		<description>Dear sir/madam,
I am planning to apply for a housing loan for a house&amp;lot @ wedgewood subdivision in Pangasinan. I am still paying the downpayment which will last for a year. My agent says that if I decide to get a pag-ibig loan,after we pay the 30% downpayment,I still need to pay 2 years amortization directly to their developer - which amounts to in-house amortization,to prove that I am a good payer. Then and only after that 2 years,will they pass the requirements for pag-ibig housing loan. This doesn&#039;t make sense,since what I know,if I apply for the loan now,considering I paid the 30% downpayment,&amp; if my loan is approved,the remaining total contract price would be paid by pag-ibig...then i&#039;ll start my amortization with pag-ibig w/ lower interest. Is it fair that I&#039;ll be paying the 2 years amortization to the developer before they cooperate w/ my pag-ibig loan? I would greatly appreciate it if you could clarify this ASAP. Thanks a lot!</description>
		<content:encoded><![CDATA[<p>Dear sir/madam,<br />
I am planning to apply for a housing loan for a house&amp;lot @ wedgewood subdivision in Pangasinan. I am still paying the downpayment which will last for a year. My agent says that if I decide to get a pag-ibig loan,after we pay the 30% downpayment,I still need to pay 2 years amortization directly to their developer &#8211; which amounts to in-house amortization,to prove that I am a good payer. Then and only after that 2 years,will they pass the requirements for pag-ibig housing loan. This doesn&#8217;t make sense,since what I know,if I apply for the loan now,considering I paid the 30% downpayment,&amp; if my loan is approved,the remaining total contract price would be paid by pag-ibig&#8230;then i&#8217;ll start my amortization with pag-ibig w/ lower interest. Is it fair that I&#8217;ll be paying the 2 years amortization to the developer before they cooperate w/ my pag-ibig loan? I would greatly appreciate it if you could clarify this ASAP. Thanks a lot!</p>
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		<title>By: christy baysa</title>
		<link>http://realestate.cebunetwork.com/19/pag-ibig-housing-loan-guidelines/comment-page-6/#comment-9205</link>
		<dc:creator>christy baysa</dc:creator>
		<pubDate>Thu, 11 Feb 2010 08:51:06 +0000</pubDate>
		<guid isPermaLink="false">http://realestate.cebunetwork.com/19/pag-ibig-housing-loan-guidelines/#comment-9205</guid>
		<description>gud day!

mam, ask k lng po anong type ng loan kapg yng illoan k property my bahay pero kailngan ng improvement?slamat po.</description>
		<content:encoded><![CDATA[<p>gud day!</p>
<p>mam, ask k lng po anong type ng loan kapg yng illoan k property my bahay pero kailngan ng improvement?slamat po.</p>
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		<title>By: graceland</title>
		<link>http://realestate.cebunetwork.com/19/pag-ibig-housing-loan-guidelines/comment-page-6/#comment-9151</link>
		<dc:creator>graceland</dc:creator>
		<pubDate>Tue, 09 Feb 2010 01:54:31 +0000</pubDate>
		<guid isPermaLink="false">http://realestate.cebunetwork.com/19/pag-ibig-housing-loan-guidelines/#comment-9151</guid>
		<description>good day! ask ko lng po kun pwede mg-avail ng housing loan ang asawa ko? OFW po sya ngayon, dati monthly ang contribution nya s pag-ibig, na-stop lng nung umalis sya sa dati nyang work dito s Pilipinas last 2007. activated p po ba ang membership nya? ano po ba ang kailangang i-submit na documents? pakireply po sa e-mail ko. thank you!</description>
		<content:encoded><![CDATA[<p>good day! ask ko lng po kun pwede mg-avail ng housing loan ang asawa ko? OFW po sya ngayon, dati monthly ang contribution nya s pag-ibig, na-stop lng nung umalis sya sa dati nyang work dito s Pilipinas last 2007. activated p po ba ang membership nya? ano po ba ang kailangang i-submit na documents? pakireply po sa e-mail ko. thank you!</p>
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		<title>By: carol</title>
		<link>http://realestate.cebunetwork.com/19/pag-ibig-housing-loan-guidelines/comment-page-6/#comment-9136</link>
		<dc:creator>carol</dc:creator>
		<pubDate>Mon, 08 Feb 2010 13:50:47 +0000</pubDate>
		<guid isPermaLink="false">http://realestate.cebunetwork.com/19/pag-ibig-housing-loan-guidelines/#comment-9136</guid>
		<description>pwede po bang iloan ang house and lot na may extra judicialsettlement with sale, pero may ikocollateral kmi n titulo nming mag asawa</description>
		<content:encoded><![CDATA[<p>pwede po bang iloan ang house and lot na may extra judicialsettlement with sale, pero may ikocollateral kmi n titulo nming mag asawa</p>
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		<title>By: Lyn</title>
		<link>http://realestate.cebunetwork.com/19/pag-ibig-housing-loan-guidelines/comment-page-6/#comment-9133</link>
		<dc:creator>Lyn</dc:creator>
		<pubDate>Mon, 08 Feb 2010 09:39:45 +0000</pubDate>
		<guid isPermaLink="false">http://realestate.cebunetwork.com/19/pag-ibig-housing-loan-guidelines/#comment-9133</guid>
		<description>Just want to ask what are the qualifications for a house improvement loan and how much is the maximum loanable amount if my net pay is around 22K a month. tnx!</description>
		<content:encoded><![CDATA[<p>Just want to ask what are the qualifications for a house improvement loan and how much is the maximum loanable amount if my net pay is around 22K a month. tnx!</p>
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		<title>By: chelle</title>
		<link>http://realestate.cebunetwork.com/19/pag-ibig-housing-loan-guidelines/comment-page-6/#comment-9108</link>
		<dc:creator>chelle</dc:creator>
		<pubDate>Sun, 07 Feb 2010 09:37:53 +0000</pubDate>
		<guid isPermaLink="false">http://realestate.cebunetwork.com/19/pag-ibig-housing-loan-guidelines/#comment-9108</guid>
		<description>hi, 

I am a home based tutor so I am not under any company. Can I still be a PAG-IBIG member? what kind of documents will I need to ba a member?
I hope I could hear from u.
Thanks.</description>
		<content:encoded><![CDATA[<p>hi, </p>
<p>I am a home based tutor so I am not under any company. Can I still be a PAG-IBIG member? what kind of documents will I need to ba a member?<br />
I hope I could hear from u.<br />
Thanks.</p>
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		<title>By: flor  natividad</title>
		<link>http://realestate.cebunetwork.com/19/pag-ibig-housing-loan-guidelines/comment-page-6/#comment-9076</link>
		<dc:creator>flor  natividad</dc:creator>
		<pubDate>Sat, 06 Feb 2010 03:06:04 +0000</pubDate>
		<guid isPermaLink="false">http://realestate.cebunetwork.com/19/pag-ibig-housing-loan-guidelines/#comment-9076</guid>
		<description>may i lo loan po sana ako sa pag ibig,a parcel of land which is patented last may 2007, upon submission of the requirements pag ibig noticed the provision of section 118 of denr stating na di pwede isalin ang titulo except in favor of government or legally constituted institution. na reject po ang aking application because of that. confused po ako kasi ang pag ibig po ay under govt. and i cant understand why did the pag ibig reject my application.</description>
		<content:encoded><![CDATA[<p>may i lo loan po sana ako sa pag ibig,a parcel of land which is patented last may 2007, upon submission of the requirements pag ibig noticed the provision of section 118 of denr stating na di pwede isalin ang titulo except in favor of government or legally constituted institution. na reject po ang aking application because of that. confused po ako kasi ang pag ibig po ay under govt. and i cant understand why did the pag ibig reject my application.</p>
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