Comments on: Pag-ibig housing loan experience

By: rizel

rizel — Wed, 10 Feb 2010 12:57:18 +0000

just want to ask what the procedure in buying foreclosed property thru pag-ibig and where can i get the list of foreclosed property…thanks

By: melardenio

melardenio — Fri, 25 Dec 2009 15:59:38 +0000

same question with bongski…

well same pa nga din tayo ng situation..my dad too passed away 3 yrs ago..and my mom wants me to renovate the house.

ano bang tawag sa loan na yun pag renovation lang ang gagawin?

By: Lady

Lady — Wed, 02 Sep 2009 08:59:17 +0000

Hi Me!

Even though you have a canceled credit card, that won’t affect your housing loan application with PAG_IBIG. All that matters for PAG-IBIG is that they have no record of you for previous unsettled major loans from them and that you where not found submitting false information.

By: emy

emy — Mon, 20 Oct 2008 12:39:14 +0000

you can visit their website for more info, http://www.pagibigfund.gov.ph

By: Me

Me — Tue, 26 Aug 2008 16:25:14 +0000

Just want to ask if i have cancelled credit card will it affect my application for housing loan?

By: B�ngki

B�ngki — Thu, 21 Aug 2008 04:29:52 +0000

thanks engakanta!

My problem now is what amount should i put in the DOAS? should i put
any amount? honestly, i dont want to pay any tax or whatsoever.

another question, maabala po kayo uli, if ever my loan gets approved,
are they gonna give me a check or they gonna go direct to a contractor
that will renovate the house. sa totoo lang po kasi, im not planning
to spend all 500,000 pesos just for renovation.

maraming salamat po uli in advance

b�ngki

By: nina

nina — Thu, 14 Aug 2008 20:30:32 +0000

Bungi, my guess (read: I’m have no idea)is you and your mom and siblings can execute a deed of sale, even if there’s no actual sale. That document if signed and notarized will be legal and binding. They can also execute deed of assignment or some document relinquishing their right to the property. However, deed of assignment will have higher taxes than deed of sale. Seek legal advice.

By: B�ngki

B�ngki — Tue, 05 Aug 2008 05:23:00 +0000

hi engkanta

im bong from qc. mejo off topic to pero ask ko na rin.
wala na kasi akong mahingan ng advice eh. you seem to have a grasp on the subject.

here’s my query:
id like to avail pag-ibig’s housing loan. based sa guidelines, im qualified. 8 years na ko sa gov’t. gusto ko sana mag renovate ng house namin. actually its my parents’ house (owned). 16 yrs old na rin nman yung house so, its begging for a renovation. dami na talagang sira (low cost lng kasi sya).

nways, ang problema, naka pangalan sa kanila yung house, conjugal, and my dad died 3 years ago (without a will and testament). pano ko kaya malilipat yung house sa name ko? my mom and siblings had given me the go signal. ok lng daw ipangalan sa kin yung house kasi lahat sila may house na. di ko lng alam kung pano.

nasa guidelines ng pag-ibig housing loan na dapat naka pangalan sakin yung house di po ba? pano po kaya gagawin ko?

many many thanks in advance

best regards

b�ngki